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What is a personal loan?

A personal loan - also known as unsecured loans - is money that is borrowed from a bank, credit union or online lender that you pay back over a set period of time on a fixed monthly payment. You will be charged interest on the money that you borrow, as well as a one-off fee, and you will need to repay the amount borrowed as well as the interest rate charged.

Personal loans in New Zealand are popular and offer convenience for many Kiwis. Getting a personal loan allows you to have access to money immediately while spreading the repayment over a period that suits your budget.

Kiwis from all walks of life apply for personal loans every single day. The most common reasons for taking out a personal loan are for big one-off expenses such as weddings, holidays or funerals, as well as for urgent expenses needed like medical bills or car repairs.

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With so many different personal loan companies in New Zealand available - all of which are offering flexible repayments and competitive interest rates - it can be hard to know where to begin to enquire about getting a personal loan


Luckily, you don't have to spend hours online researching rates - we've done the hard work for you! Our personal loans calculator lets you find and compare the best personal loan rates in New Zealand, and you can apply for free!


Just tell us a bit about what you're looking for - how much you want to borrow, your desired loan term and preferred repayment period - and we'll bring up all of the available personal loan options and companies best suited to your needs.

Why compare with glimp?

We save you time & money

Easily compare personal loan rates, features, and benefits. Find the best personal loan in minutes.

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New personal loan site in NZ. Thousands of Kiwis have trusted us with their decisions.

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glimp is 100% free! Whether you want to compare or get a better personal loan, you pay nothing.

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