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What is a personal loan?

A personal loan - also known as unsecured loans - is money that is borrowed from a bank, credit union or online lender that you pay back over a set period of time on a fixed monthly payment. You will be charged interest on the money that you borrow, as well as a one-off fee, and you will need to repay the amount borrowed as well as the interest rate charged.

Personal loans in New Zealand are popular and offer convenience for many Kiwis. Getting a personal loan allows you to have access to money immediately while spreading the repayment over a period that suits your budget.

Kiwis from all walks of life apply for personal loans every single day. The most common reasons for taking out a personal loan are for big one-off expenses such as weddings, holidays or funerals, as well as for urgent expenses needed like medical bills or car repairs.

Compare personal loan companies

Whether you’re after short term loans, quick loans or cheap loans, you can compare them all right here with glimp. We compare the leading personal loan companies in NZ so that you can find the right loan and the right loan company for you. Find personal loans from ANZ, Westpac, ASB and more in just a few minutes.

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With so many different personal loan companies in New Zealand available - all of which are offering flexible repayments and competitive interest rates - it can be hard to know where to begin to enquire about getting a personal loan


Luckily, you don't have to spend hours online researching rates - we've done the hard work for you! Our personal loans calculator lets you find and compare the best personal loan rates in New Zealand, and you can apply for free!


Just tell us a bit about what you're looking for - how much you want to borrow, your desired loan term and preferred repayment period - and we'll bring up all of the best loan options in NZ and companies best suited to your needs. You can find low interest loans in NZ, low fee personal loans and more in just a few minutes!

Why compare with glimp?

We save you time & money

Easily compare personal loan rates, features, and benefits. Find the best personal loan in minutes.

Best place to compare personal loans

New personal loan site in NZ. Thousands of Kiwis have trusted us with their decisions.

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glimp is 100% free! Whether you want to compare or get a better personal loan, you pay nothing.

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Olive Balli , 2019-08-16

Awesome. Got the latest deals just by a blink of an eye. It is fast and reliable, saves you a lot of time and energy. They are highly recommended if you want to spend your time in more important things.

Pingi Maka , 2019-08-21

Thanks so much for your help. I hope the service from my new provider will be as painless as your service of finding the best deals in town. Super fast and links actually works! Cheers

Richard Wilde , 2019-11-12

Used this to compare mobile offerings in NZ - it was useful, though it would be better if it had better filters so that you could specify the range of features you wanted (e.g. rollover of both types, minimum xx GB, xx mins per month). Without these parameters you have to manually read through them all, though it was laid out neatly enough that this still wasn't super hard.