NZ Personal Loans TSB NZ

TSB Bank Limited is a New Zealand bank founded in 1850 that has been doing business for over 150 years. It was previously known as the New Plymouth Savings Bank, and still to this day has its central headquarters in New Plymouth, New Zealand. You can get personal loans anywhere in NZ for any number of reasons, including TSB. Personal Loans from TSB are many and varied, providing something for all sorts of borrowers. 

Use glimp’s personal loan calculator to figure out whether TSB is the right loan provider for you and you can also use the TSB loan calculator if you wish to see more details about the loans and its lending criteria. When you use glimp, you can compare all of New Zealand’s loan providers like Finance Now, Westpac, and Avanti Finance side by side so that you can make an informed purchase decision while taking into account all of your personal circumstances.

Personal Loan Calculator

Why Choose Personal Loans From TSB?

With over 150 years of operation under their belt and counting, you can count that personal loans from TSB are trustworthy and good to go. You can also enjoy their fixed interest rate system that guarantees that you pay the same amount of interest every time, regardless of how you use your loans from TSB.

Other pros of choosing TSB include:

  • You will get access to the funds right away: If you are an existing TSB customer for at least 3 months, you will get immediate access to the funds once it has been approved. So, if you are looking for a loan option for emergencies, TSB might be your best shot.
  • You can get a personalized quote that will not affect your credit rating.
  • You can increase your monthly repayments, reduce the amount of interest you will pay, shorten your loan term length, and save money in the long run. Also, you can choose to pay off your loan completely. Though, an early repayment fee may apply.
  • Enjoy an optional one-month repayment break/holiday every 12 months. However, this will increase your interest rate and the length of your loan.

Still unsure if TSB is the right loan provider for you? Glimp is here to help - our service helps you compare loan providers from all around New Zealand so you can get the best deals every time.

TSB Interest Rates

Unlike other banks with different interest rates per different loans, personal loans from TSB only have one fixed interest rate at 12.95%. This applies whether you apply for a secured personal loan or an unsecured loan. A fixed rate can be a good perk that simplifies how you manage your accounts and services as well as help you save money by making it more convenient to budget in the long term.

You can also make your repayments easier with the TSB loan calculator, giving you a good idea of how much money you need to pay in interest rates over the life of the loan. Also, remember to use glimp’s comparison service to compare different loan options to find the best deal for you.

Types of TSB Personal Loans NZ - Interest Rates & TSB Calculator

You can easily use your personal loans from TSB for any purchase or purpose, subject to TSB’s stated lending criteria. So whether you need to make a big ticket purchase like a new car or for improving your living space as a homeowner, you can always count on TSB to help expand your budget.

Here are some of the common uses of personal loans from TSB that you might need:

TSB Unsecured Personal Loans

Unsecured means that you don’t have to add any of your personal assets, such as an existing or new car or boat, as collateral for your loan - just money in hand. Easy as that! And with personal loans from TSB, you can get unsecured personal loans all at one great fixed rate, making it easier for you to make your payments.

Debt Consolidation Loans

Debt consolidation is typically used to make your repayments more convenient by borrowing money to pay existing loans, and you only need to make your payments on that one loan and its interest rate.

TSB makes this easy, with their fixed rate of 12.95% per annum, making it easier to budget for the payments.

TSB Secured Personal Loans

TSB secured personal loans are the way to go if you don’t mind signing up some of your expensive assets as collateral on your contract. This way you can often get lower interest rates and better terms from your secured loan vendor.