Term Deposits Calculator - Compare terms, minimum deposit, and interest in NZ

Use our Term Deposits calculator below to find the best investment!

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Term

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Minimum Deposit

ANZ

Term :	1.00%
Term Length :	12 months
Credit Rating :	AA-
Minimum Deposit :	10000.0
Credit :	Q Quarterly
Paid :	Y At Maturity for less than 6 months, otherwise quarterly
Interest Earned :	$200.00

ASB

Term :	1.00%
Term Length :	12 months
Credit Rating :	AA-
Minimum Deposit :	5000.0
Credit :	Q Quarterly
Paid :	Y At Maturity for less than 6 months, otherwise quarterly
Interest Earned :	$200.00

ASB

Term :	1.00%
Term Length :	12 months
Credit Rating :	AA-
Minimum Deposit :	10000.0
Credit :	Q Quarterly
Paid :	Y At Maturity for less than 6 months, otherwise quarterly
Interest Earned :	$200.00

Bank of Baroda

Term :	1.10%
Term Length :	12 months
Credit Rating :	BBB-
Minimum Deposit :	5000.0
Credit :	M Monthly
Paid :	M Monthly
Interest Earned :	$220.00

Bank of Baroda

Term :	1.10%
Term Length :	12 months
Credit Rating :	BBB-
Minimum Deposit :	10000.0
Credit :	M Monthly
Paid :	M Monthly
Interest Earned :	$220.00

Bank of India

Term :	0.85%
Term Length :	12 months
Credit Rating :	BB+
Minimum Deposit :	5000.0
Credit :	Q Quarterly
Paid :	Y At Maturity for less than 6 months, otherwise quarterly
Interest Earned :	$170.00

BNZ

Term :	1.00%
Term Length :	12 months
Credit Rating :	AA-
Minimum Deposit :	2000.0
Credit :	M Monthly
Paid :	M Monthly
Interest Earned :	$200.00

BNZ

Term :	1.00%
Term Length :	12 months
Credit Rating :	AA-
Minimum Deposit :	2000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$200.00

Co-operative

Term :	1.05%
Term Length :	12 months
Credit Rating :	BBB
Minimum Deposit :	2000.0
Credit :	Q Quarterly
Paid :	Q Quarterly
Interest Earned :	$210.00

Co-operative

Term :	1.10%
Term Length :	12 months
Credit Rating :	BBB
Minimum Deposit :	5000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$220.00

Co-operative

Term :	1.05%
Term Length :	12 months
Credit Rating :	BBB
Minimum Deposit :	10000.0
Credit :	Q Quarterly
Paid :	Q Quarterly
Interest Earned :	$210.00

Heartland

Term :	1.00%
Term Length :	12 months
Credit Rating :	BBB
Minimum Deposit :	1000.0
Credit :	Q Quarterly
Paid :	Q Quarterly
Interest Earned :	$200.00

HSBC

Term :	0.10%
Term Length :	12 months
Credit Rating :	AA-
Minimum Deposit :	5000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$20.00

HSBC

Term :	0.60%
Term Length :	12 months
Credit Rating :	AA-
Minimum Deposit :	10000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$120.00

HSBC

Term :	0.80%
Term Length :	12 months
Credit Rating :	AA-
Minimum Deposit :	100000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$160.00

ICBC

Term :	0.85%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	5000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$170.00

ICBC

Term :	1.00%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	10000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$200.00

ICBC

Term :	1.05%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	50000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$210.00

Kiwibank

Term :	0.50%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	1000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$100.00

Kiwibank

Term :	0.95%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	5000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$190.00

Kiwibank

Term :	0.95%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	5000.0
Credit :	M Monthly
Paid :	M Monthly
Interest Earned :	$190.00

Kiwibank

Term :	1.05%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	10000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$210.00

Kiwibank

Term :	1.05%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	10000.0
Credit :	Z At Maturity
Paid :	M Monthly
Interest Earned :	$210.00

Kookmin

Term :	0.80%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	5000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$160.00

Kookmin

Term :	0.90%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	10000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$180.00

Kookmin

Term :	1.00%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	50000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$200.00

Kookmin

Term :	1.10%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	100000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$220.00

Rabobank

Term :	1.00%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	1000.0
Credit :	Q Quarterly
Paid :	Q Quarterly
Interest Earned :	$200.00

Rabobank

Term :	1.00%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	1000.0
Credit :	M Monthly
Paid :	M Monthly
Interest Earned :	$200.00

SBS

Term :	1.15%
Term Length :	12 months
Credit Rating :	BBB
Minimum Deposit :	1000.0
Credit :	M Monthly
Paid :	M Monthly
Interest Earned :	$230.00

SBS

Term :	1.15%
Term Length :	12 months
Credit Rating :	BBB
Minimum Deposit :	1000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$230.00

TSB

Term :	0.90%
Term Length :	12 months
Credit Rating :	A-
Minimum Deposit :	5000.0
Credit :	S Semi-annually
Paid :	S Semi-annually
Interest Earned :	$180.00

TSB

Term :	1.00%
Term Length :	12 months
Credit Rating :	A-
Minimum Deposit :	10000.0
Credit :	S Semi-annually
Paid :	S Semi-annually
Interest Earned :	$200.00

Westpac

Term :	0.90%
Term Length :	12 months
Credit Rating :	AA-
Minimum Deposit :	5000.0
Credit :	M Monthly
Paid :	M Monthly
Interest Earned :	$180.00

Matthew Symmons , 2021-12-14

*edit - turns out the providers are all upgrading and the glimp site is more up to date* Both the highlighted deals i clicked through to get turned out to be inaccurate speeds. Glimp saying 300/100 both providers only offering 100/20 for the price given, despite giving the same address in both sites. still giving 3 stars though as regardless the deals through Glimp are better than the standard advertised deals on the providers site.

Leah Te Rangi , 2021-09-28

Sign up didn't go quite the way it was meant to. But Kate called and she walked through everything so we could work out what went wrong. she was patient, friendly, supportive and kept me calm to finally get plan registration sorted ( still can't log in though - she must be magic )