Term Deposits Calculator - Compare terms, minimum deposit, and interest in NZ

Use our Term Deposits calculator below to find the best investment!

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Term

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Minimum Deposit

ANZ

Term :	6.10%
Term Length :	12 months
Credit Rating :	AA-
Minimum Deposit :	10000.0
Credit :	Q Quarterly
Paid :
Interest Earned :	$1220.00

ASB

Term :	6.10%
Term Length :	12 months
Credit Rating :	AA-
Minimum Deposit :	5000.0
Credit :	Q Quarterly
Paid :
Interest Earned :	$1220.00

ASB

Term :	6.10%
Term Length :	12 months
Credit Rating :	AA-
Minimum Deposit :	10000.0
Credit :	Q Quarterly
Paid :
Interest Earned :	$1220.00

Bank of Baroda

Term :	6.15%
Term Length :	12 months
Credit Rating :	BBB-
Minimum Deposit :	1000.0
Credit :	M Monthly
Paid :	M Monthly
Interest Earned :	$1230.00

Bank of Baroda

Term :	6.15%
Term Length :	12 months
Credit Rating :	BBB-
Minimum Deposit :	10000.0
Credit :	M Monthly
Paid :	M Monthly
Interest Earned :	$1230.00

Bank of India

Term :	5.30%
Term Length :	12 months
Credit Rating :	BB+
Minimum Deposit :	5000.0
Credit :	Q Quarterly
Paid :	Q Quarterly
Interest Earned :	$1060.00

BNZ

Term :	6.10%
Term Length :	12 months
Credit Rating :	AA-
Minimum Deposit :	2000.0
Credit :	M Monthly
Paid :	M Monthly
Interest Earned :	$1220.00

BNZ

Term :	6.10%
Term Length :	12 months
Credit Rating :	AA-
Minimum Deposit :	2000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$1220.00

Co-operative

Term :	6.00%
Term Length :	12 months
Credit Rating :	BBB
Minimum Deposit :	2000.0
Credit :	Q Quarterly
Paid :	Q Quarterly
Interest Earned :	$1200.00

Co-operative

Term :	6.15%
Term Length :	12 months
Credit Rating :	BBB
Minimum Deposit :	5000.0
Credit :	Q Quarterly
Paid :	Q Quarterly
Interest Earned :	$1230.00

Co-operative

Term :	6.15%
Term Length :	12 months
Credit Rating :	BBB
Minimum Deposit :	5000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$1230.00

Heartland

Term :	6.30%
Term Length :	12 months
Credit Rating :	BBB
Minimum Deposit :	1000.0
Credit :	Q Quarterly
Paid :	Q Quarterly
Interest Earned :	$1260.00

Heartland

Term :	15 months = 5.90
Term Length :	12 months
Credit Rating :	BBB
Minimum Deposit :	1000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$3000.00

ICBC

Term :	6.05%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	5000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$1210.00

ICBC

Term :	6.15%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	10000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$1230.00

Kiwibank

Term :	0.50%
Term Length :	12 months
Credit Rating :	A1
Minimum Deposit :	1000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$100.00

Kiwibank

Term :	6.05%
Term Length :	12 months
Credit Rating :	A1
Minimum Deposit :	5000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$1210.00

Kiwibank

Term :	6.05%
Term Length :	12 months
Credit Rating :	A1
Minimum Deposit :	5000.0
Credit :	M Monthly
Paid :	M Monthly
Interest Earned :	$1210.00

Kiwibank

Term :	6.15%
Term Length :	12 months
Credit Rating :	A1
Minimum Deposit :	10000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$1230.00

Kiwibank

Term :	6.15%
Term Length :	12 months
Credit Rating :	A1
Minimum Deposit :	10000.0
Credit :	Z At Maturity
Paid :	M Monthly
Interest Earned :	$1230.00

Kookmin

Term :	5.90%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	5000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$1180.00

Kookmin

Term :	6.00%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	10000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$1200.00

Kookmin

Term :	6.00%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	50000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$1200.00

Kookmin

Term :	6.10%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	100000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$1220.00

Rabobank

Term :	6.30%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	1000.0
Credit :	A Annually
Paid :	A Annually
Interest Earned :	$1260.00

Rabobank

Term :	15 months = 6.20
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	1000.0
Credit :	A Annually
Paid :	A Annually
Interest Earned :	$3000.00

Rabobank

Term :	6.13%
Term Length :	12 months
Credit Rating :	A
Minimum Deposit :	1000.0
Credit :	M Monthly
Paid :	M Monthly
Interest Earned :	$1226.00

SBS

Term :	6.15%
Term Length :	12 months
Credit Rating :	BBB
Minimum Deposit :	1000.0
Credit :	Q Quarterly
Paid :	Q Quarterly
Interest Earned :	$1230.00

SBS

Term :	6.15%
Term Length :	12 months
Credit Rating :	BBB
Minimum Deposit :	1000.0
Credit :	Z At Maturity
Paid :	Z At Maturity
Interest Earned :	$1230.00

TSB

Term :	6.00%
Term Length :	12 months
Credit Rating :	A-
Minimum Deposit :	1000.0
Credit :	S Semi-annually
Paid :	S Semi-annually
Interest Earned :	$1200.00

Westpac

Term :	6.10%
Term Length :	12 months
Credit Rating :	AA-
Minimum Deposit :	5000.0
Credit :	Q Quarterly
Paid :	Q Quarterly
Interest Earned :	$1220.00

Bruce Thornley , 2024-12-10

Jordan was patient, pleasant and took the time to answer all of my questions. She made sure that I understood all the steps and was clear and concise in her replies. Jordan first verified that I was the person paying the bills and ascertained that my husband had already expressed a change to Pulse but wanted to speak with me first. As we are both older, we appreciate that Jordan had taken the time to ensure that we understood the importance of a smart meter as there are two dwellings on this meter.

Selena Hoani , 2024-10-16

Filomena had amazing customer service! She was very polite and respectful. She also was great at listening to my needs and offering solutions with options that had great savings. I would give her 10 stars if that was an option. If I decide to go ahead I would choose to go have her help me again. I have not had the best experience in the past with customer service reps so I would like to thank her for making this experience a good one. Kind Regards, Selena

Mana kitia , 2024-10-16

Thanks Josh. A good savings for me and my family. That’s $30 a month saved and you were patient with me with all my questions. As a suggestion…. Please speak more slowly as I was a bit hard to understand at it E other than that…. Thank you

KMN Sharma , 2024-09-06

The customer service was very good. Very pleasant and friendly approach. Thanks again for your help. Saving of 280$ for the same quality and performance. Will use this agency to get another deal after 12 months.