Under their comprehensive plan, the motorbike policy only provides limited coverage for helmets. Other riding equipment such as jackets, pants, and shoes, are covered by your contents insurance. If you cover both your motorcycle and its contents, you have to pay whichever has a higher excess.
The Agreed Value is the amount that AA has agreed to insure your vehicle for. This is set at the beginning of each period of cover. The value shown on your policy schedule is the amount that you'll get if your car is totalled or stolen, and it won't change during the time you're covered.
Your insurance premium depends on the market value, age, and model of your motorcycle.
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