Summer KiwiSaver Scheme

Summer KiwiSaver is a New Zealand-operated brand for Forsyth Barr Investment Management Limited. In over 80 years of providing investment services to Kiwism, they’ve developed comprehensive research methods on all major investment markets. They have one of NZ’s leading team of analysts who ensure that investment advice is always grounded on market research.

Summer KiwiSaver scheme is 100% actively managed. This means they’re responsive to market opportunities and trends, and not merely doing index-tracking schemes. Summer KiwiSaver performance information is accessible online and constantly updated so you can check how your funds are doing in the market.

Compare Summer KiwiSaver funds with glimp and see which can suit your investment needs!

summer kiwisaver
KiwiSaver Calculator

Why choose Summer KiwiSaver Scheme?

Their name says it all — Summer evokes a relaxed feeling, knowing that you’re secured. In the same way, Summer KiwiSaver will make investing hassle-free and light. They have 10 actively managed funds to choose from. Although it’s a long way to go, every single detail on your investment counts — that’s why Summer KiwiSaver helps you to align your fund to the level of risk you can tolerate and the return you want.

My Plan

Summer KiwiSaver lets you create your portfolio of investments by combining any of their 10 funds through My Plan. Your risk appetite counts here since each investment mix introduces a level of risk. To know more about your risk appetite, their team of experts will be glad to assist you. If you want to leave the investment mix to Summer KiwiSaver, you can choose Summer Conservative Selection, Summer Balanced Selection, or Summer Growth Selection fund.

Summer KiwiSaver Funds NZ- Fees, Returns, Scheme

Summer New Zealand Cash

This invests in cash and selected cash equivalents, giving you the lowest risk level and potentially lower returns. There’s no minimum recommended time frame. An annual fund charge of 0.5% p.a. applies. 

Target investment mix:

  • 75% Cash and cash equivalents
  • 25% New Zealand Fixed Interest

Summer New Zealand Fixed Interest

This invests in selected New Zealand fixed interest assets for potentially high returns in the long-term. The minimum recommended time frame is at  least three years. An annual fund charge of 0.75% p.a. applies. 

Target investment mix:

  • 5% Cash and cash equivalents
  • 90% New Zealand fixed interest
  • 5% International fixed interest

Summer Global Fixed Interest

This invests on the long-term in selected international fixed interest assets with the aim of delivering potential high returns. The recommended time frame is at least three years. An annual fund charge of 0.75% p.a.applies.

Target investment mix:

  • 5% Cash and cash equivalents
  • 15% New Zealand fixed interest
  • 80% International fixed interest

Summer New Zealand Equities

This invests in selected New Zealand shares with the aim of delivering positive high returns on the long-term. The recommended time frame is at least five years. An annual fund charge of 0.9% p.a. applies.

Target investment mix:

  • 5% Cash and cash equivalents
  • 85% Australasian equities
  • 10% Listed property

Summer Growth Selection

You can achieve higher returns in the long-term by exposing your KiwiSaver money to equity and property investments. The recommended time frame is at least five years. An annual charge of 0.9% p.a. is applied.

Target investment mix:

  • 7% Cash and cash equivalents
  • 9% New Zealand fixed interest
  • 4% International fixed interest
  • 38% Australasian equities
  • 37% International equities
  • 5% Listed property

Summer Listed Property

This invests in selected listed property vehicles and has a moderate to high risk level. The recommended time frame is at least five years. An annual fund charge of 0.9% p.a. applies.

Target investment mix:

  • 5% Cash and cash equivalents
  • 20% Australasian equities
  • 5% International equities
  • 70% Listed property

Summer Global Equities

This invests in selected international shares and has a high risk level. The recommended time frame is at least five years. An annual fund charge of 0.9% p.a. applies.

Target investment mix:

  • 10% Cash and cash equivalents
  • 90% International equities

Summer Conservative Selection

This exposes your KiwiSaver money across asset classes, giving you long-term returns. The recommended time frame is at least three years. An annual fund charge of 0.75% p.a. applies.

Target investment mix:

  • 23% Cash and cash equivalents
  • 31% New Zealand fixed interest
  • 16% International fixed interest
  • 13% Australasian equities
  • 12% International equities
  • 5% Listed property

Summer Balanced Selection

You can expect positive long-term returns by choosing a mix of cash, fixed interest, equity and property investments. The recommended time frame is at least five years. An annual charge of 0.9% p.a. applies. 

Target investment mix:

  • 15% Cash and cash equivalents
  • 20% New Zealand fixed interest
  • 10% International fixed interest
  • 25% Australasian equities
  • 25% International equities
  • 5% Listed property

Summer Australian Equities

This invests in selected Australian shares. With potentially higher returns on the long-term, the risk level is also higher. The recommended time frame is at least five years. An annual fund charge of 0.9% p.a. applies.

Target investment mix:

  • 5% Cash and cash equivalents
  • 85% Australasian equities
  • 10% Listed property