Mercer’s website allows you to access your online Mercer account where you can quickly and easily view your Mercer KiwiSaver performance. On your online Mercer account you can monitor and change your investments, review your contributions, update your details, and access a full range of financial tools and calculators.
Finding (and buying!) your first home is an important step in any persons life, and so yes, you can withdraw from your KiwiSaver to help buy your first home! The combination of your KiwiSaver contributions, your employer’s contributions, the government's contributions and the government’s Homestart loan means that your KiwiSaver account often goes a long way in helping to pay for a deposit for your first home.
The default Mercer KiwiSaver scheme is their Conservative Fund. This is because the default scheme is designed to be short term only, so that your savings are protected whilst you decide which fund you would prefer to go with. Changing funds is easy: you can simply login to you Mercer account or call Mercer of 0508 637 237 and they can change accounts for you over the phone.
Making a contribution with Mercer is easy; you can make regular or lump sum voluntary payments directly into your account from online banking by searching for the Mercer KiwiSaver scheme as a payee and following your banks instructions to complete the process. Automatic contributions are made every time you are paid by your workplace if you are signed up to KiwiSaver, with your employer and the government contributing to your KiwiSaver as well.
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