If you have worked in Australia anytime since 1992 and have an Australian Super account then you are now able to bring that money home. Transferring your Australian Superannuation savings to your KiwiSaver account in NZ is easy and means that you avoid paying two sets of fees and can make it easier to keep track of your savings.
Yes! Not only can you withdraw your entire account balance to lay down a deposit for your first home, you can also access the NZ government's homestart grant, which is a grant up to the value of $10,000 that is used to help pay for your first home.
No. However making changes to your fund type and viewing your KiwiSaver is still easy, with the latter able to be viewed on your online banking account and the former able to be changed through their website. Alternatively, you can request a call or email Generate through their website.
Your contributions to your Generate KiwiSaver account help to influence your KiwiSavers performance immensely. You can choose to contribute 3%, 4% or 8% of your income regularly to your KiwiSaver, and your employer is required to contribute a minimum of 3%. Additionally, for every dollar you contribute, the government will contribute 50 cents up to the value of $521.43 a year.
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