Allianz Car Insurance
Allianz Insurance initially started as The Manufacturer’s Mutual Insurance Association Limited back in 1914. Allianz New Zealand Ltd officially transferred their insurance business to the NZ branch of Allianz Australia Insurance Limited last January 2013 as approved by the Reserve Bank of New Zealand.
As a global insurance company with 125 years of experience, Allianz provide a variety of insurance products through their broker and agent partners across NZ. They have a worldwide support network to provide the best policies to business and Kiwis nationwide.
For your daily driving needs, try Allianz Car Insurance and see how well they translate their expertise into their auto-insurance offerings.
Why get Allianz Car Insurance?
Allianz have a strong experience and long history, allowing them to create car insurance deals that work for an array of different budget levels. From a comprehensive policy that covers extreme damage sustained by your vehicle to third party policies that’s better suited for drivers on a budget, Allianz Car Insurance have something to offer you!
Types of Allianz Car Insurance Policies NZ - Quotes, Interest Rates
Comprehensive car insurance
This is Allianz’s full cover policy, which provides coverage for damages caused to another’s car or property and your own vehicle. They even offer legal liability protection if you’re using a substitute vehicle while your car is being repaired.
Third-party car insurance
Third party car insurance only covers accidental damages to other people’s property. It won’t cover damages sustained by your vehicle.
Third-party, fire and theft car insurance
This covers you for legal liability of up to $1 million for damages to other people’s automobile and property. This also covers the perils of fire and theft, paying up to the market value or the sum insured depending on which costs less.
Allianz Rental Car Insurance
You’ll need to check in with their travel insurance policy for this but Allianz also offers rental car insurance for protection while driving abroad. While you may not need all the coverage when travelling with a rental car, it’s recommended to always get the collision damage waiver, which will cover you in case the rental vehicle was damaged or stolen.
Kiwibank car insurance FAQ
Aside from paying your premiums, you and the person you keep in charge of your vehicle need to ensure the safety of the vehicle. Examples of these are:
Not taking any willful, reckless actions that can cause damages or loss of your vehicle
Informing the police of incidents involving your vehicle such as arson, theft, etc.
Providing the full particulars of any claim made against you
Not starting repairs without Allianz’ prior approval
Alliance Insurance usually excludes the following:
Loss or damage to tyres unless they are damaged around the same time as other insured components of the vehicle
Standard depreciation and wear and tear of the vehicle
Any existing defects from bad workmanship and poor materials from manufacturing
Damages caused by calamities covered under the Earthquake Commission Act 1993
Check your policy thoroughly to know the full scope of your coverage when you sign up with Allianz.