You can make fixed weekly, fortnightly, or monthly payments depending on your preferences. The interest rate will be agreed upon to avoid surprises. You can also make extra or lump sum payments to help you finish making repayments faster.
For Vehicle Loans, you can make a full repayment anytime that you want.
For Home Loans, repayments can be spread over 1–10 years.
Generally, a secured loan from SBS Bank has an interest rate of 13.85% p.a. However, the interest rate may vary depending on your agreement with SBS Bank. You and SBS Bank will discuss to curate a fixed interest rate and repayment schedule at the start of the loan.
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