Kiwibank makes it easy to apply for a personal loan online through their website. Otherwise, you can call their 0800 number and apply over the phone.
Kiwibank charges an establishment fee of $240 unless you have a graduate pack. There are also late payment fees of $35 for every late payment. You’ll also have to pay a payment handling fee if you make your payment in cash via a PostShop.
Kiwibank has a limit of $15,000 on their unsecured personal loans.
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