Westpac is an Australian-based commercial bank and considered the oldest in the country, serving clients since 1817. As they grew connections from all over Australia, they likewise opened opportunities to Asia, the UK, and New Zealand. They offer Kiwis the same banking services from everyday banking, credit cards, investments, travel, personal and home loans to support financial ventures, whether for themselves or for the family.
Today, Westpac in New Zealand has 200 branches and 600 ATMs across all regions with over 1.2 million customers. Their online banking is also open to anyone who wants to sign up with them for any transaction, especially in applying for a home loan that best suits their needs.
Are you interested to get a home loan with Westpac NZ? Use the Westpac mortgage calculator to check mortgage rates and how you can make payments. You can also go to glimp and view Westpac's loan options in just a few clicks!
Westpac have known banking since 1817, making them the expert in managing and investing funds in the right places. When you get Westpac to help with your home loan, you’re assured of flexible payments that will make owning a home easier and more convenient.
Make your timely repayments stress-free with a fixed rate loan option wherein mortgage rate is the same for the fixed term that you've chosen. The amount of interest won't change despite changes on the market.
If you're capable of making repayments regardless of the rates, the floating home loan option is the one for you. The increase of interest on the market also increases your Westpac mortgage rate, and decreases as interest goes down. What's great about this type of loan is you can make extra repayments at any time without penalty.
Adjust payments by choosing to have a portion of your home loan on a floating interest and the rest on a fixed interest rate.
Save more when you opt for an offset home loan that allows you to pay off your mortgage faster. This can be combined with a floating interest wherein a high interest rate gives a bigger chance to complete repayments ahead of time.
Pay your home loan balance immediately by combining your home loan and income into a single account. Your Westpac mortgage rate is reduced as soon as you receive your payment, helping you save on any interest charges.
You can make repayments with the help of family members when you get the family springboard option to pay off your mortgage. All you need is to provide information about your income, debts and other criteria to qualify for this type of loan
Sometimes you may not have a steady income to make regular repayments, which is why Westpac NZ allows you to choose a split home loan option wherein interest can be fixed and floating at a given term, depending on how you like it. This way, you can assess how much you can shell out and save each payday.
Westpac NZ offers hardship assistance for individuals who experience sudden financial challenges in the middle of paying their home loan. They can help to reduce your repayment amounts, switch to another type of loan or take a payment holiday to deduct on your mortgage. You can use the Westpac Mortgage repayment calculator to find out your home loan repayment options on a house that you selected.
4.6
Filomena had amazing customer service! She was very polite and respectful. She also was great at listening to my needs and offering solutions with options that had great savings. I would give her 10 stars if that was an option. If I decide to go ahead I would choose to go have her help me again. I have not had the best experience in the past with customer service reps so I would like to thank her for making this experience a good one. Kind Regards, Selena
Very clear and concise information. Great price comparison for saving money on our monthly bills! Thanks Issac and Glimp! I can't wait to pass these savings on to my hard working family Adding onto my review as I think this is totally unacceptable to have people call you about switching companies and you agree to change and go through the process with Glimp and then get phone calls from supposed companies BEFORE you even get the email offer from supposed companies.
The customer service was very good. Very pleasant and friendly approach. Thanks again for your help. Saving of 280$ for the same quality and performance. Will use this agency to get another deal after 12 months.
My discussion with Tyron Kumar went very well. He was very patient and polite with my lack of knowledge of GBs etc. On the basis of our conversation I felt confident enough to change to 2 degrees immediately. I didn't give five stars because the sound was poor. It seemed as if there was a constant noise in the background and Tyron's voice had a slight echo as well.