Sometimes you may not have a steady income to make regular repayments, which is why Westpac NZ allows you to choose a split home loan option wherein interest can be fixed and floating at a given term, depending on how you like it. This way, you can assess how much you can shell out and save each payday.
Westpac NZ offers hardship assistance for individuals who experience sudden financial challenges in the middle of paying their home loan. They can help to reduce your repayment amounts, switch to another type of loan or take a payment holiday to deduct on your mortgage. You can use the Westpac Mortgage repayment calculator to find out your home loan repayment options on a house that you selected.
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