No. The construction loan is only available for residential properties.
Yes. There are no early repayment penalties for the Floating Rate and Home Equity Home Loan. However, penalties apply for Fixed Rate Home Loans. Lump sum payments for Fixed Rate Home Loans should also be a minimum of $5,000.
You can try the HSBC mortgage calculator to compare the rates and see which suits you the most. If you want to see other available home loans in NZ, head over to glimp’s mortgage calculator instead.
Sign up didn't go quite the way it was meant to. But Kate called and she walked through everything so we could work out what went wrong. she was patient, friendly, supportive and kept me calm to finally get plan registration sorted ( still can't log in though - she must be magic )
Found it really easy to find what i needed and also got a call regarding what deals might be best suited etc. Saves a lot of time. Highly reccommend glimp
Easy site to navigate. Gave me great options that suit my household including reputable providers I wasn't familiar with.
I’ve just had a great experience with Kurt from glimp compare. He helped me through the process from the time I clicked onto the website, via the chat function. Long story short I have signed up to a new power and broadband provider with significant cost savings. There was no pressure at any stage, just respectful guidance and facilitation to initiate the new supply.
Good options, but ideally an option to combine & compare cost for best mobile + broadband option would be nice.