AA Mechanical Insurance
Among the options offered by AA is their car mechanical breakdown insurance, which helps you with unexpected payments for mechanical or electrical parts of your vehicle.
Mechanical Breakdown Insurance (MBI) is available when purchasing a used vehicle, and protecting you against the price of repairing unforeseen mechanical issues. When your car breaks down, AA insurance assists in getting your auto parts fixed or restored. There are two levels of coverage available for normal and electric vehicles, and you can choose a policy that covers you for 12, 24, 36, or 48 months.
Compare AA mechanical insurance against other providers using our comparison tool at glimp and find the best coverage for your car today!
Why choose AA Mechanical Insurance?
AA provides coverage for specific mechanical and electrical faults that are not covered by regular ar insurance policies. Consumable parts such as nuts, bolts, screws, washers, brake oil, engine oil, gearbox oil, power steering oil, radiator and AC gas, oil filters, wheel balance weights, and similar items can be replaced with MBI.
Other advantages include:
- Coverage of up to $5,000 or $10,000 per claim, depending on the choice selected
- Coverage is available for petrol, diesel, hybrid, and electric cars.
By purchasing an insurance plan, you receive a free AA Roadservice, which includes unlimited callouts 24 hours a day, 365 days a year.
AA Mechanical Insurance Products
AA EV Mechanical Breakdown Insurance
This is AA's coverage for people who drive electric vehicles or second hand cars. You can choose between policies that cover you for 12, 24, or 36 months, with premiums starting at $499 for a standard vehicle. Premiums for European cars and vehicles in a special category can range from $699 to $799 for car coverage of 12 months.
FAQ
Depending on your circumstances, you can insure your vehicle for $5,000 or $10,000. Both policies cover the costs of accommodation and return home travel in case of a car breakdown, as well as repatriation expenses, consumable item coverage, and AA roadside assistance.
You can choose between adding an EV coverage or taking out an EV MBI. For electric battery and hybrid vehicles, an Electric Vehicle Package can be added to either coverages. This includes specific conditions and cover parts such as auxiliary engines, inverter, dual charge, and EV batteries.
You have 15 days to review your policy without any obligation to accept or commence your MBI coverage. If you change your mind within this period, AA will return 100% of your premiums as long as no claims have been filed.
MBI doesn’t cover fire, theft and accidental or third party damage to your car.
