Pinnacle Life Insurance

Pinnacle Life is an online insurance company offering smart and innovative solutions to make insurance claims and applications convenient for Kiwis. They bring fast and easy transactions with the help of their excellent customer service which has been recognised as one of the best in all New Zealand.

As they mainly operate online, Pinnacle Life costs less to run, making premiums more affordable and one of the best choices for your life insurance. If you're interested in getting a policy with Pinnacle, you can head on to glimp and compare life insurance options for free!

pinnacle life insurance nz

Why choose Pinnacle Life Insurance?

Pinnacle Life Insurance has teamed up with Hannover Life RE of Australasia, one of the largest reinsurance groups, ensuring Pinnacle Life’s rating remains solid. Customers can be confident that they have the financial strength to secure and cover every Kiwi from getting their policy to making claims.

Customer-oriented design 

Pinnacle Life online is straightforward when it comes to their life policy. You may access them using your Pinnacle account without talking to your agent. However, talking to your agent can be helpful for other insurance concerns. Their online platform is open to applicants as it's free and simple to understand. Send in your details, get a quote and cover in a few minutes. 

When you apply for life insurance online, you’ll get a 10% discount on your first year plus other discounts if you’re eligible. Check with your Pinnacle Life agent to learn more about premium reductions and discounts.

Types of Pinnacle Life Insurance Cover


Provide reliable financial support even when you're gone with Pinnacle Single Life Cover, provided that you're between 18 to 75 years old. As policy owner and the insured person, your beneficiaries receive a lump sum of $500,000 upon death or diagnosis of a terminal illness with medical proof that you have less than 12 months to live.


Comparable to the Pinnacle Single Life Cover, a Joint Life cover allows you, the policy owner, to include a second insured person besides yourself — typically opted by a husband and wife. If either one dies for whatever illness, the policy pays out a sum of $500,000.