Cigna Life Insurance
Having operated for over 100 years while serving more than 450,000 Kiwis across New Zealand, Cigna is considered an insurance specialist in NZ. Their diverse offers include life insurance, funeral insurance, travel insurance, income protection, and even trauma insurance products. They’ve made their products like Cigna Life Insurance available for partners as well.
A Cigna Life Insurance policy will be a great fit regardless of your financial goals, as it allows you to adequately prepare for future end-of-life expenses under the cover of one of the world’s largest publicly-owned insurance providers.
Why choose Cigna Life Insurance in NZ?
Today’s fast-paced environment can really cause us to disregard our physical and mental wellbeing. Cigna can greatly help with your peace of mind, allowing you to go about your day without much anxiety for the future. Try Cigna Life Insurance in NZ today and reap the benefits of a good cover for the future:
Easy claims process and fast payouts
Discounts for living healthy and flexible policies that suits your way of life
Affordable premiums
Cover you can trust
With over 100 years of experience, Cigna has helped over 450,000 Kiwis with their insurance and financial needs!
Tailor your cover to your specific needs
Avail of several benefits built-in the cover as well as the ability to add more to your policy if you have a bigger budget.
Cigna Life Insurance Policy NZ
Life Cover & Life Income Cover
Cigna’s Life Cover and Life Income Cover are very cost-effective ways to prepare for the future and provide a safety net for your family and dependents in the event of your passing or if you ever fall ill with a terminal illness. The policy will pay out a lump sum in the event of your passing to help your families with the resulting expenses when it happens.
You can use the payment to subsidise lost income, pay off mortgage and other debts, establish a financial safety net for dependents left behind, and pay for future education, healthcare costs, and funeral expenses.
Life Cover - Built-in Benefits
Life Cover Benefit - This is the lump sum Cigna Life Insurance Policy pays out in the event of your death.
Terminal Illness Benefit - This is an early payment of the sum insured under your Life Cover in the event you’re diagnosed with a terminal illness.
Advance Terminal Illness Benefit - This is an early payment of the Life Cover in the event you’re diagnosed with a listed condition under your cover. An early repayment of 30% up to $300,000 may be payable to assist with expenses.
Bereavement Support Benefit - This is a benefit that grants an early payment of up to $25,000 to cover for your funeral expenses.
Financial and Legal Advice Benefit - This is a reimbursement of $2,500 to help with the costs of getting legal or financial advice for using the money gained from Life Cover.
Funeral Transfer Benefit - This is a reimbursement cost up to $20,000 that can help bring your remains back to NZ should you die overseas.
Life Events Benefit - This benefit allows you to increase the sum you’re insured for by up to $250,000 should you experience a significant life event that increases your financial responsibilities.
Life Income Cover - Built-in Benefits
Life Income Cover Benefit - This is a monthly payment of the Life Income Cover insured given out to dependents that acts as ongoing support.
Terminal Illness Benefit - This is an early payment of the sum insured under your Life Cover in the event you’re diagnosed with a terminal illness.
Advance Terminal Illness Benefit - This is an early payment of the Life Cover in the event you’re diagnosed with a listed condition under your cover. An early repayment of 30% up to $300,000 may be payable to assist with expenses.
Bereavement Support Benefit - This is a benefit that grants an early payment of up to 1 month’s Life Income Cover insured to cover funeral expenses.
Financial and Legal Advice Benefit - This is a reimbursement of $2,500 to help with the costs of getting legal or financial advice for using the money gained from Life Cover.
Funeral Transfer Benefit - This is a reimbursement cost of either the costs incurred for bringing your body back to NZ or three times the monthly amount of your sum insured.
Life Events Benefit - This benefit allows you to increase the sum you’re insured for by up to $750 a month should you experience a significant life event that increases your financial responsibilities.
