Why choose a Partners Life Health Insurance policy

Partners Life products are designed to help put money back into the pockets of Kiwi families and businesses, despite being interrupted by significant hardship caused by health problems. They don’t box in their customers with a one-size-fits-all approach. Each customer is different, and that’s why Partners Life Health Insurance NZ designed a variety of offerings to tackle a range of needs.

Partners Life focuses on three primary goals with their policies:

• Replace lost income
• Reduce the debt burden
• Cover unexpected costs

Partners Life Health Insurance puts you in touch with their independent advisers in order to help you figure out the plan that works best for you. Due to this, they don’t offer direct sales, or even an online quotation tool. This is where glimp comes in to help you compare deals!

Types of Partners Life Health Insurance products NZ

Life Cover, Life Income Cover and Terminal Illness Cover

Terminal Illness and Life Covers pays out a lump, one-off sum, in order to help generate income, reduce debt, or even to add to the family’s savings for future expenses. It can also be used to pay for final costs like funeral expenses. 

The Life Income Cover, on the other hand, pays a regular monthly benefit for a set number of years, as a replacement for the income of a deceased family member. Terminal illness pays out should the holder be diagnosed with a terminal illness.

Trauma Cover and Severe Trauma Cover

Partners Life Health Insurance offers Trauma Cover in order to help policyholders afflicted with listed health conditions such as cancer, heart attack, stroke, and other illnesses. It’s generally meant as a recovery fund, with the money used to pay for any medical treatments required to help the person recover.

Total and Permanent Disability Cover

Under this policy, Partners Life will pay out a lump sum should you become so severely ill or injured that you’re rendered permanently unfit to return to work. Holders of this policy generally use the payout in order to pay off debt and to cover additional costs related to the illness.

Specific Condition Cover and Hospital Cash Cover

Exclusive to Partners Life Health Insurance, this cover takes a different approach when it comes to paying out claims. Under this coverage, Partners Life pays out small amounts of money for specific health events or medical treatments (e.g. broken bones).

Private Medical Cover

Partners Life Private Medical cover helps Kiwis get quick access to treatment in the private health sector, allowing them to skip the long waiting lines encountered when relying on the public healthcare system.