Partners Life Health Insurance
Starting from humble beginnings as a small startup back in 2011, Partners Life Health Insurance has since moved on to become an accomplished industry leader in insurance. They’ve developed strong partnerships with their customers and financial advisers, allowing them to craft health policies catered to Kiwis negatively affected by ill-health or death.
Partners Life Health Insurance NZ is a proud Kiwi-owned and operated company. Their rapid rise to the top speaks well to their strength and expertise in the field.
Why choose a Partners Life Health Insurance policy
Partners Life products are designed to help put money back into the pockets of Kiwi families and businesses, despite being interrupted by significant hardship caused by health problems. They don’t box in their customers with a one-size-fits-all approach. Each customer is different, and that’s why Partners Life Health Insurance NZ designed a variety of offerings to tackle a range of needs.
Partners Life focuses on three primary goals with their policies:
- Replace lost income
- Reduce the debt burden
- Cover unexpected costs
Partners Life Health Insurance puts you in touch with their independent advisers in order to help you figure out the plan that works best for you. Due to this, they don’t offer direct sales, or even an online quotation tool. This is where glimp comes in to help you compare deals!
Types of Partners Life Health Insurance products NZ
Life Cover, Life Income Cover and Terminal Illness Cover
Terminal Illness and Life Covers pays out a lump, one-off sum, in order to help generate income, reduce debt, or even to add to the family’s savings for future expenses. It can also be used to pay for final costs like funeral expenses.
The Life Income Cover, on the other hand, pays a regular monthly benefit for a set number of years, as a replacement for the income of a deceased family member. Terminal illness pays out should the holder be diagnosed with a terminal illness.
Trauma Cover and Severe Trauma Cover
Partners Life Health Insurance offers Trauma Cover in order to help policyholders afflicted with listed health conditions such as cancer, heart attack, stroke, and other illnesses. It’s generally meant as a recovery fund, with the money used to pay for any medical treatments required to help the person recover.
Total and Permanent Disability Cover
Under this policy, Partners Life will pay out a lump sum should you become so severely ill or injured that you’re rendered permanently unfit to return to work. Holders of this policy generally use the payout in order to pay off debt and to cover additional costs related to the illness.
Specific Condition Cover and Hospital Cash Cover
Exclusive to Partners Life Health Insurance, this cover takes a different approach when it comes to paying out claims. Under this coverage, Partners Life pays out small amounts of money for specific health events or medical treatments (e.g. broken bones).
Private Medical Cover
Partners Life Private Medical cover helps Kiwis get quick access to treatment in the private health sector, allowing them to skip the long waiting lines encountered when relying on the public healthcare system.
Partners Life Health Insurance FAQ
The Partners Life Health Insurance NZ claims process works in three easy steps:
Get in touch with your adviser
Compile the following information:
Completed claims form
Completed medical questionnaire received from your doctor
Supporting medical information
An initial assessment will then be made, which either closes the case and pays out on the same day, or goes for further review or second opinion.
You can call them at 0800 145 433 for NZ residents and citizens. They are open Monday to Friday from 8:30 AM to 5:00 PM.
Partners Life Health Insurance works with a network of over a thousand independent advisers all over the country. These advisers don’t always work for Partners Life, and will only recommend the company if it fits your specific needs. They can also help tailor your insurance policy for you, in order to ensure that all your needs are covered.