Thousands of Kiwis have compared debit cards from different providers in NZ using our comparison tool!

Compare debit cards and get the latest deals from NZ’s leading providers! Our service is 100% FREE and we don’t get paid for promotional listings!

Debit Cards Card Type

  • Sbs bank

    Provider

    SBS bank


    Link


    Plan

    NZ ATM


    Overseas

    NO


    Card Type

    EFTPOS


    Service Fee

    FREE


    Key Features

    Easy everyday use within New Zealand


    Fee Exemption

    NO


    Withdrawal Fee

    FREE


    Contactless Payment

    Yes


    Online/Phone Purchase

    NO


    Daily Transaction Limit

    $2,500


    Daily Atm Transaction Limit

    $2,500

  • Sbs bank

    Provider

    SBS bank


    Link


    Plan

    Debit mastercard


    Overseas

    Yes - Fees may apply


    Card Type

    Mastercard


    Service Fee

    FREE


    Key Features

    Tap & Go payments up to $80


    Fee Exemption

    N/A


    Withdrawal Fee

    FREE


    Contactless Payment

    Yes


    Online/Phone Purchase

    Yes


    Daily Transaction Limit

    $5,000


    Daily Atm Transaction Limit

    $1,500

  • Tsb

    Provider

    TSB


    Link


    Plan

    TSB EFTPOS Card


    Overseas

    Yes - Fees may apply


    Card Type

    EFTPOS


    Service Fee

    FREE


    Key Features

    Get free access to any bank-owned ATM


    Fee Exemption

    NO


    Withdrawal Fee

    $5/advance


    Contactless Payment

    Yes


    Online/Phone Purchase

    NO


    Daily Transaction Limit

    $4,000


    Daily Atm Transaction Limit

    $1,000

  • Tsb

    Provider

    TSB


    Link


    Plan

    Visa Classic Debit mastercard


    Overseas

    Yes - Fees may apply


    Card Type

    Mastercard


    Service Fee

    $10 annual


    Key Features

    Braille and Visa payWave


    Fee Exemption

    N/A


    Withdrawal Fee

    FREE


    Contactless Payment

    Yes


    Online/Phone Purchase

    Yes


    Daily Transaction Limit

    $2,000


    Daily Atm Transaction Limit

    $2,000

  • Tsb

    Provider

    TSB


    Link


    Plan

    Visa Debit mastercard


    Overseas

    $5/withdraw


    Card Type

    Mastercard


    Service Fee

    $10 annual


    Key Features

    Braille and Visa payWave


    Fee Exemption

    N/A


    Withdrawal Fee

    $2/over the counter


    Contactless Payment

    Yes


    Online/Phone Purchase

    Yes


    Daily Transaction Limit

    $8,000


    Daily Atm Transaction Limit

    $2,000

  • The cooperative bank

    Provider

    The cooperative bank


    Link


    Plan

    Everyday EFTPOS Card


    Overseas

    $6.5/withdraw


    Card Type

    EFTPOS


    Service Fee

    FREE


    Key Features

    Bank on the go with Mobile app


    Fee Exemption

    NO


    Withdrawal Fee

    $0.5/transaction


    Contactless Payment

    Yes


    Online/Phone Purchase

    NO


    Daily Transaction Limit

    $4,000


    Daily Atm Transaction Limit

    $4,000

  • The cooperative bank

    Provider

    The cooperative bank


    Link


    Plan

    Everyday Debit mastercard


    Overseas

    $6.5/withdraw


    Card Type

    Mastercard


    Service Fee

    $10 annual


    Key Features

    Priceless Specials with offers and discounts


    Fee Exemption

    Customers under 18 years of age and over 65 years of age


    Withdrawal Fee

    $0.5/transaction


    Contactless Payment

    Yes


    Online/Phone Purchase

    Yes


    Daily Transaction Limit

    $4,000


    Daily Atm Transaction Limit

    $4,000

  • Bnz

    Provider

    BNZ


    Link


    Plan

    Everyday EFTPOS Card


    Overseas

    NO


    Card Type

    EFTPOS


    Service Fee

    FREE


    Key Features

    Apple pay or Google pay


    Fee Exemption

    NO


    Withdrawal Fee

    $3/transaction


    Contactless Payment

    Yes


    Online/Phone Purchase

    NO


    Daily Transaction Limit

    $10,000


    Daily Atm Transaction Limit

    $2,000

  • Bnz

    Provider

    BNZ


    Link


    Plan

    bnz flexi debit visa


    Overseas

    Yes - No Fees


    Card Type

    Visa


    Service Fee

    $10 annual


    Key Features

    Apple pay or Google pay


    Fee Exemption

    N/A


    Withdrawal Fee

    $3/transaction


    Contactless Payment

    Yes


    Online/Phone Purchase

    Yes


    Daily Transaction Limit

    $10,000


    Daily Atm Transaction Limit

    $2,000

  • Kiwibank

    Provider

    Kiwibank


    Link


    Plan

    kiwibank visa debit card


    Overseas

    Yes - Fees may apply


    Card Type

    Visa


    Service Fee

    $10 annual


    Key Features

    Get exclusive offers with Visa Entertainment


    Fee Exemption

    First year of the first card and for tertiary pack customers


    Withdrawal Fee

    $6/over the counter


    Contactless Payment

    Yes


    Online/Phone Purchase

    Yes


    Daily Transaction Limit

    $7,500


    Daily Atm Transaction Limit

    $2,500

  • Westpac

    Provider

    Westpac


    Link


    Plan

    Everyday EFTPOS Card


    Overseas

    NO


    Card Type

    EFTPOS


    Service Fee

    FREE


    Key Features

    Pay for purchases via EFTPOS


    Fee Exemption

    NO


    Withdrawal Fee

    FREE


    Contactless Payment

    Yes


    Online/Phone Purchase

    NO


    Daily Transaction Limit

    $10,000


    Daily Atm Transaction Limit

    $3000 ($2000 overseas)

  • Westpac

    Provider

    Westpac


    Link


    Plan

    Airpoints Debit mastercard


    Overseas

    $3/transaction


    Card Type

    Mastercard


    Service Fee

    $15 annual


    Key Features

    Airplane points


    Fee Exemption

    Customers 19 years and over (fee waived for the first year) and over 65 year of age


    Withdrawal Fee

    FREE


    Contactless Payment

    Yes


    Online/Phone Purchase

    Yes


    Daily Transaction Limit

    $10,000


    Daily Atm Transaction Limit

    $3000 ($2000 overseas)

  • Westpac

    Provider

    Westpac


    Link


    Plan

    Debit mastercard


    Overseas

    $3/transaction


    Card Type

    Mastercard


    Service Fee

    $10 annual


    Key Features

    Apple Pay or Westpac Pay


    Fee Exemption

    Customers 19 years and over (fee waived for the first year) and over 65 year of age


    Withdrawal Fee

    FREE


    Contactless Payment

    Yes


    Online/Phone Purchase

    Yes


    Daily Transaction Limit

    $10,000


    Daily Atm Transaction Limit

    $3000 ($2000 overseas)

  • Asb

    Provider

    ASB


    Link


    Plan

    asb visa debit card


    Overseas

    Yes - Fees may apply


    Card Type

    Visa


    Service Fee

    $10 annual


    Key Features

    Apple Pay, Google Pay, Fitbit Pay and Garmin Pay


    Fee Exemption


    Withdrawal Fee

    FREE


    Contactless Payment

    Yes


    Online/Phone Purchase

    Yes


    Daily Transaction Limit

    $10,000


    Daily Atm Transaction Limit

    $2,000

  • Anz

    Provider

    ANZ


    Link


    Plan

    anz EFTPOS card


    Overseas

    Yes - No Fees


    Card Type

    EFTPOS


    Service Fee

    FREE


    Key Features

    Pay for purchases via EFTPOS


    Fee Exemption

    NO


    Withdrawal Fee

    FREE


    Contactless Payment

    Yes


    Online/Phone Purchase

    NO


    Daily Transaction Limit

    $10,000


    Daily Atm Transaction Limit

    $2,000

  • Anz

    Provider

    ANZ


    Link


    Plan

    anz visa debit card


    Overseas

    Yes - No Fees


    Card Type

    Visa


    Service Fee

    $10 annual


    Key Features

    Apple pay or Google pay


    Fee Exemption


    Withdrawal Fee

    FREE


    Contactless Payment

    Yes


    Online/Phone Purchase

    Yes - No charge


    Daily Transaction Limit

    $10,000


    Daily Atm Transaction Limit

    $2000 ($3000 overseas)

Compare Debit Cards with Glimp

Looking for the best debit card in NZ? With our comparison tool, we’ll provide you with all the important details on the latest debit cards offers. You’ll save both time and money when you compare debit cards here at glimp, and easily find a deal that best suits your needs. Get started and compare the latest offers today!

Glimp’s debit card comparison tool is convenient to use; all you need to do is let us know your desired daily ATM maximum withdrawal and your current account balance. Our online comparison tool will then provide you with all the information you need to know to make an informed decision.

We make it easy for Kiwis to understand each bank offer by comparing all the details on the one page. Our providers have a range of offers to make transactions smooth and convenient for you. We compare debit cards from different NZ banks such as ANZ, ASB, Westpac, and Kiwibank.

Not happy with your current debit card? Looking to compare debit cards from other providers? Say no more - our objective is to ease the comparing and switching process on all offers from NZ’s trusted banks.

If it’s your first time applying for a debit card in NZ, we can help by laying down the best options to get you started. Our debit card online comparison is free, and always available, so you can check the latest offers anytime, anywhere.

Easy-to-use debit card comparison

Our comparison tool is practical, providing only the essential details that you need to know. We’ve made it simple and easy from the get-go, because we understand the time and effort it takes to apply for a new debit card.

We compare debit cards online by the daily ATM withdrawal limit and the maintaining account balance. ATM machines can generally only dispense up to $2000 for every withdrawal, as they cannot release more than forty notes at a time.

We compare debit cards online by the daily ATM withdrawal limit and the maintaining account balance. ATM machines can generally only dispense up to $2000 for every withdrawal, as they cannot release more than forty notes at a time.

To compare, simply select an option in the “Tell us what you are looking for” section on the debit cards page. It will direct you to our comparison tool where you’ll be prompted to answer a few more questions about your needs. Simply click the options that apply to you, and you’ll then be directed to the best results based on your preferences.

We aspire to make purchasing, machine withdrawal, and online transactions easy and convenient for Kiwis by helping you to find the best debit card.

Frequently Asked Questions

What are the advantages of a debit card over a credit card?

When you use a debit card, you aren’t borrowing money; the merchant connects directly to your bank and reduces the payment from your account. A debit card also has nearly all the same functions of a credit card, as you can use it to purchase items online, reserve bookings, pay for bills online, and even rent cars. Your bank account is also directly linked to the debit card, so all transactions go through your bank account. Also, unlike a credit card, a debit card allows you to withdraw money through an ATM.

Can you apply for a debit card online?

You can apply online or in person; but first, you need to open an account with your selected bank. Some banks may require you to apply in person for verification purposes, however this depends on your bank’s preferences. Requirements are generally the same when submitting an application in person; you’ll need some basic requirements such as a valid driver’s license or passport and your IRD number.

How long does it take to get the debit card?

After your application is approved, it takes anywhere from 5 to 10 business days to get your card. If you don’t get your debit card in 5 to 10 business days after your application, best to get in touch with your bank.

What types of debit cards are there in NZ?

Visa debit card: A visa debit card works like cash, but better. They are accepted worldwide, and offer quick, convenient and secure access to your money in person, online, over the phone or overseas. You can also use your Visa debit card to withdraw money from an ATM.

Mastercard debit card: Mastercard and Visa debit cards function nearly the same. Mastercard debit cards are also accepted internationally, with some merchants accommodating only either of the two. A Mastercard debit card is great if you’re a regular traveller, as it has a slightly lower exchange rate.

About glimp

glimp is a comparison website for utilities, such as broadband, power and gas. glimp has helped thousands of New Zealanders find the best deals on their utilities since January 2016. The glimp.co.nz comparison and switching service is designed to help you save time and money by finding you the best deal from the right provider, and at the best price.

glimp strives to ensure the information on its website is accurate and up to date, but it may exclude special offers from providers. The information is not an endorsement or advice. Before choosing a provider, you must satisfy yourself as to its suitability for your situation. Terms apply.