First of all, you should be above 21 years of age. If you want to apply for a loan and you’re 21 and younger, you need to have a suitable guarantor over 21). Second, you need to have a physical asset to register as security for the loan. QuickLoans offer only secured loans. If you can’t provide security, you can ask someone to be a guarantor to provide security instead. Third, you need to have a reasonable credit history. You must be able to make repayments. And lastly, you need to be an NZ citizen to successfully apply for a car loan. You can also apply for Quick car loans online for easier transactions.
No. This is a plus for many financial institutions, but QuickLoans isn’t a traditional finance company that won’t accommodate people with a bad credit history. They’ll consider your personal circumstances and other factors to assess your application. However, if you’re currently bankrupt or have recently filed a ‘No Asset Procedure,’ they can’t proceed with your application.
Not necessarily. They can accommodate even if you’re self-employed, part-time workers, or transitioning to a new job. They look into the security more than anything else and will just need to ensure that you can make proper repayments.
Excellent service. Responsive and easy to deal with. Got me an awesome deal on Broadband. Well worth calling to see what they can do. 👍
Really great service, helped us save about 30% on power plus a free $100 sign up bonus. Very fast and efficient.
Very helpful and informative. Lovely chatting with them on the phone, helped me find a power supplier, pretty simple and straight forward
So easy to use, very helpful and got a great deal with my power and gas