Kiwi Car Loans

Kiwi Car Loans have been helping New Zealanders since 2013 in their financing needs. They work with a group of lenders instead of providing the loan directly, saving clients time from applying to various car loan providers which can affect their credit report. They’ll simply match you to a lender who’s suited to your needs so you don't have to look for one on your own. Kiwi Car Loans help you get hassle-free car financing.

Kiwi Car Loans NZ provide financing for caravans, jet skis, boats, trailers and motorbikes aside from cars. You can choose between a secured and unsecured loan online, giving you maximum convenience and unrivalled customer service! Kiwi Car Loans can also arrange an insurance for your car after you buy it; they’re a one-stop shop for everything that you’ll need for your new car.

You’ll see rates that apply to you using the Kiwi Car Loan calculator! Find out how much you’ll be expected to pay them with a specific amount that you want to borrow. Compare Kiwi Car Loans NZ and other car loan providers using our comparison tool as well if you want to explore more options.

kiwi car loans nz

Why sign up with Kiwi Car Loans?

Kiwi Car Loans give you access to a range of lenders, letting you have more choices in car financing. Applying for a loan can be challenging because of the volumes of offers, but Kiwi Car Loans acts as a broker who’ll match you to a car loan deal. Aside from giving you plenty of choices, they’ll also let you apply remotely within the comfort of your home. There’s no need to go elsewhere just to talk with lenders. If it also appeals to you, you can also register the car that you’ll buy for insurance.

Secured and unsecured car loans

You’ll get the flexibility in choosing between secured and unsecured car loans with terms from 1 to 5 years, an amount that ranges between $3,000 and $500,000, and an interest rate from 7.95% to 19.95%. If you choose a secured car loan, your new car can be registered as security. You can also choose to make repayments on a weekly, monthly, or yearly basis. Being completely online, you can receive quotes and approvals, sign the contract, verify documents, and do other processes fast and convenient.

Options at Kiwi Car Loans NZ - Interest Rates & Fees

Secured Car Loans

The major highlight of a secured car loan is that you’ll need to register a physical asset as security. Rendering an asset as security assures the lender that your repayments are guaranteed. The interest rate can be lower in this case because the lender faces less risks.

Unsecured Car Loans

In contrast to a secured car loan, you won’t be required to register any physical asset as security. Although this is the case, the interest rate can be higher because the lender faces higher risks.

Business Finance

You can apply for a car loan that’s intended for your business especially if it concerns equipment financing. Whether you’re planning to buy or rent new equipment, Kiwi Car Loans gives you access to institutions who can do both and who have worked with various corporations and government sectors.

Self-Employed Loan

Kiwi Car Loans NZ has developed a unique car loan option for self-employed workers which matches with their business cash flow. Running your own business gives you the advantage to control your own time and claim your car’s costs as a tax deduction. It’s thanks to these advantages that the car’s price can become very affordable.

Private Sale Car Loan

Kiwi Car Loans NZ will also help you get the best price for a car that you’d like to purchase from a private seller. Best of all, they’ll do the paperwork and make the arrangements for you!