Since 2000, Finance Now have been providing Kiwis with hassle-free financial products and services for all their personal and business needs. Over 530,000 Kiwis have entrusted Finance Now to ensure that their money matters are well-managed. They are proud of being 100% Kiwi owned and operated, and are committed to providing fair and practical financial services throughout the country.
Finance Now car loans are made easy as you can apply online; say good-bye to long lines and waits... their services are accessible at the click of a button! Their loan calculator shows you the applicable fees, so you can get an overview of how much you’ll be expected to pay based on the amount you wish to borrow.
Get a Finance Now car loan quote from glimp and get access to exclusive offers and discounts! Simply enter details on the deal that you want in our compare page. It’s that simple!
Finance Now has 200 dealerships across New Zealand that adapt different promotions and interest rates tailored according to Kiwi preferences.
Finance Now has both secured and unsecured car loans which can be processed online. For an unsecured car loan, you’ll need to prove that your employment is stable and that you have enough income to make repayments. For a secured car loan, you’ll need to register an asset as security to guarantee your payments. You’ll also need to have a good credit rating in order to qualify for either a secured or unsecured loan.
Finance Now aim to make lending fairer than most finance companies. Their criteria includes a good credit history, financial capacity to repay, income, guarantor, and no finance defaults, among others.
Generally, Finance Now offer interest rates between 12.95% to 29.95% p.a. for a term of between 6 to 60 months. You’ll need to pay an application fee of $180, and a monthly service charge of $2.50.
Finance Now-Pre approval. You can apply online to be pre-qualified for a loan amount that can be used right away or within 30 days from date of approval.
When you fail to make a payment, or a breach in the agreement, the following fees will apply: $10 dishonour payment, $15 per broken arrangement, and $10 per written correspondence. To avoid default charges, you have to ensure that you’ll meet your end of the agreement, such as making repayments at the right time and with the right amount.
When buying a car, it’s important to seek assistance from someone you can trust, so that you can accommodate more opinions about the car. Check if the car has a current Warrant of Fitness (WOF) and registration. Also, check the physical condition of the car such as body panels, exhaust, seatbelts, and the presence of indentations. Ask the seller or dealer about the history of the car, accidents encountered (if any), past owners, and service records. For complete reassurance, you can get a pre-purchase vehicle inspection from a qualified mechanic.
4.4
Excellent service. Responsive and easy to deal with. Got me an awesome deal on Broadband. Well worth calling to see what they can do. 👍
Really great service, helped us save about 30% on power plus a free $100 sign up bonus. Very fast and efficient.
Very helpful and informative. Lovely chatting with them on the phone, helped me find a power supplier, pretty simple and straight forward
So easy to use, very helpful and got a great deal with my power and gas