Yes. You can prepay your loan anytime if you’re on a variable rate. When you’re in a fixed rate, you can prepay up to $10,000 anytime but if you want to pay higher then you’ll be charged the fixed loan prepayment interest and a fixed loan prepayment fee.
The Business Finance Guarantee Scheme is provided to businesses in New Zealand with a revenue (annual turnover) of up to $200 million that have been affected by COVID-19. TSB is taking part in this scheme to help affected businesses bounce back. Individual business loans up to $5,000,000 can be given and can be repaid for a maximum of 5 years.
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