No. You need to apply for a separate car loan.
Yes. Generally, your credit rating is influenced by your borrowing activity. Harmoney business loans are recorded directly under your name and, thus, will affect your personal credit. Once the business loan has been processed, it will reflect on your credit file.
You need to be at least 18 years old, have proof of a stable income, and be an NZ Permanent Resident or NZ citizen.
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