For over a century, State Insurance NZ has been assisting its customers with their finances. They manage over 900,000 policies of over 400,000 customers. Throughout the years, State developed a solid understanding of Kiwis’ insurance needs.
This allowed them to offer more products such as Machinery Breakdown Insurance, which covers mechanical, electrical, or electronic machines used in your business. It also covers mechanical breakdowns that occur unexpectedly or unexpectedly, but not wear and tear. This, however, excludes motor vehicles
Get your vehicle insured today. Use glimp to compare MBI plans and find the best one that meets your needs.
State Insurance puts its customers at the centre of everything they do. They take pride in the way they conduct business, whether it's through protecting your most valuable possessions or supporting the local community.
State is a subsidiary of IAG New Zealand Limited (IAG), having a financial strength rating of AA- or a 'very strong' ability to pay claims.
This policy covers the insured machinery in case of accidental loss. State offers an Automatic policy extension, which covers accidental loss to machinery acquired during the period of insurance. You may be paid up to $50,000 or the total amount insured for insured machinery, whichever is less. You're also covered for the cost of hiring electric motors, replacing refrigerant, demolition costs, and boiler and pressure vessel explosions.
You’re insured for the reasonable costs of express air freight and expediting the repair or replacement of insured machinery, following a loss covered under the policy.
You should contact State Insurance right away and advise them about your situation. You’re authorised to start any repairs without permission provided that all other conditions are met and that all costs are properly and reasonably incurred.
State Insurance NZ pays the cost of restoring your machinery to the state of serviceability before the loss occurred. These can also include costs of ordinary freight to and from the place of repair, costs of dismantling and re-assembly, and costs associated with repairing the machine.
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