You can save on your premiums when you avail of a multi-policy discount by buying two or more policies with Tower. Apart from that:
1. Set the right sum insured - Be careful with setting your limits too high as it could cause you to pay for cover that you may not need.
2. Choose a higher excess - This will depend as choosing a higher excess means you don’t pay as much premiums but the payout will be lower.
3. Make annual payments - It might be possible to save more if you pay annually as it means you don’t have to worry about monthly payments. Always check before purchase.
Compare your options - You can compare policies with a dedicated comparison tool like glimp! Comparing policies will help you find a more cost-effective option that still provides the level of cover you need!
You can pay your Tower Contents Insurance Policy via several means such as direct debit, online banking or cash/EFTPOS at New Zealand Post.
Tower has a 3-step process for their house insurance claims:
Tower will send an assessor to your property to take photos and look over the damage your property has sustained. If they deem the place unsafe, they will immediately book a builder to help make it secure.
The builder booked in to repair your property will discuss the repairs with you. While Tower has their preferred builders that you can book to save time, you do have the option to choose your own.
Tower will now check the repairs and determine if you’re happy with the quality of repairs. Any excess will be paid directly to the builder.
Yes. Simply give them a call on 0800 379 372 or you can contact them via their “Contact Us” form in My Tower.
If you cancel your policy, you can use glimp’s comparison tool for free. Our tool can help you find all the best insurance deals in NZ in no time!
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