No. AA can grant you as much as 100% of the car's amount, but this will depend on your personal circumstances. If you need assistance, you can send your application with AA Finance for your car loan plan.
Aside from a NZ driver’s license (or passport), you need to provide a proof of your address through a bank or billing statement, and a proof of employment through a transactional bank statement made within the past 30 days.
Yes — you can make a switch to AA car loan NZ as long as you meet their lending criteria such as not being an undischarged bankrupt.
Although annual interest rates have a standard of 8.95%, the rate you’ll be charged with depends on your credit history, amount to be borrowed, loan term, and current financial obligations.