Tower Car Insurance

Tower Insurance have been servicing Kiwis for over 150 years, and they’ve grown to operate in the Pacific Island as well. They have a wide range of insurance policies including car, contents, house, business, and more.

Tower’s car insurance policies come in three different types; each one made to match both your needs and budget. If you also choose to bundle multiple policies with them, you can score big savings. You can also top your policy up with additional cover, to match your needs even better. Their services are also available 24/7, so you can call them whenever you need their help.

If you like the sound of Tower’s car insurance policies, but you’re still looking at other options, try comparing them against NZ’s top insurance companies here at glimp.

Why get Tower Car Insurance?

With a Tower Car Insurance policy, there’s a deal to match the needs of every type of Kiwi customer. Whether you want something more comprehensive, or you’re after the cheapest policy possible, Tower make sure that there’s something just right for you.

On top of this, they also offer discounts if you bundle your car insurance policy with their other insurance policies - a great option if you don’t want the hassle of dealing with multiple providers. You can even earn Airpoints just by paying your premiums with them!

Tower is a trusted choice by Kiwis, and for good reason! To find out how they fare against other car insurance companies in NZ, compare them here at glimp.

Tower Roadside Assistance

Tower RoadWise Assistance is available as an optional extra with any of the three policies offered by Tower. This can be incredibly valuable if you get stuck in the middle of nowhere and need assistance right away!

This service is available 24/7, so you can call them any time of the day or night for roadside assistance. It covers the vehicle itself – so it doesn’t matter who’s driving, you’ll still be able to call them for assistance. This additional feature comes with three free call-outs per year.

Tower Insurance Quotes

Tower Insurance have made it very easy to get a quote and purchase a policy online. Just head over to their website and find their quotes form to start the process. You’ll also be given the option to purchase and set up the policy immediately.

However, if you want an easy comparison with other policies, you can compare them to NZ’s best car insurance providers with glimp to find out which is the best deal.

Types of Tower Car Insurance Policies NZ - Quotes, Interest Rates

Comprehensive Car Insurance

The Comprehensive Car Insurance policy offered by Tower is their most popular offering. This covers damages to other people’s property, as well as cover for your own vehicle. This type of policy is essential if you have a high-value vehicle that you can’t easily replace or repair.

Third-party Car Insurance

Tower’s third-party car insurance cover is their most basic policy. This policy is ideal if your car would cost more to repair than what it’s worth, as it only covers liability for damage you make to someone else’s vehicle or property. If you’re with them for over a year without making a claim, you’ll qualify for a no claims bonus!

Third-party, Fire and Theft Car Insurance

This policy has the same cover as their third-party car insurance plan, but this also covers damages to your vehicle as a result of fire or theft. Similarly, you’ll still have the no claims bonus feature. Also, if you get the repair work arranged by Tower Insurance NZ, they will guarantee the quality of your repairs.

Tower Insurance FAQs

Does my car insurance under Tower cover windscreen damage?

On a comprehensive policy, yes. If you’re on either the third-party or third-party, fire, and theft policy, you can add the windscreen buyout excess feature to your plan.

What are the optional add-ons that I can get from Tower?

The optional extras are the windscreen buyout excess and the RoadWise roadside assistance. Simply take note of the add-ons that you want to add on when applying for your car insurance policy.

What doesn’t Tower car insurance cover?

Tower Insurance NZ do not cover mechanical failures. You also cannot use your vehicle for business purposes, as you’ll need their commercial policy for this. Tower also will not cover the use of your vehicle outside the terms of your license.